Long Term Care Insurance

It’s easy to take our ability to perform day-to-day activities for granted, but this can change… especially as we age.

Fortunately, most of these changes aren’t dramatically different from one day to the next – it’s more of a gradual process.  In fact, you will likely pass through 5 stages of care, to some degree, in your retirement.

When you build and review your retirement income plan, it’s important to consider your future health care needs.  Long term care insurance can help you protect this plan – helping you maintain your standard of living as much as possible.

What does long-term care mean?

Long-term care services may be provided in a variety of settings: at home, through adult day care, in a retirement home, assisted-living setting, or long-term care facility. Services may include:

-nursing care
-rehabilitation and therapy
-personal care (help with activities of daily living such as dressing, eating  and bathing)
-home making services (cleaning, laundry, preparing meals)
-having another person there to watch over you and help you when and    where you need it